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FACULTY & RESEARCH ›› Faculty Profiles ›› Faculty list A to Z ›› Sriram, M S


M S Sriram
Public Policy

Visiting Faculty, Centre for Public Policy

Fellow, IIM Bangalore, 1992
PGDRM, Institute of Rural Management Anand, 1984

Phone:  +91-80-2699-3284
Address:  E-002

Research Areas:

Financial Inclusion, Microfinance, Co-operatives, Livelihoods and Urban Poverty


Recent Consulting:

Review of performance of Local Area Banks in India for Access Development Services

Design and approach for Financial Inclusion module of the National Rural Livelihoods Mission

Enhancing Financial Services Access to SHG Women: Institutional and Policy Options: Project for Government of AP


Current Projects:

Living in Bangalore Slums: Understanding dynamics of migration and mobility

Pathways to Prosperity: Analysing financial behaviour of poor urban households


Academic Positions:

IIM Bangalore: Visiting Faculty, 2012 - Present

Distinguished Fellow, Institute for Development of Research in Banking Technology, 2011 - Present

ICICI Bank Lalita D Gupte Chair Professor of Microfinance, IIM Ahmedabad, 2009 - 2010

Professor, IIM Ahmedabad, 2005 - 2009


Other Positions:

Vice President (Finance and Information), BASIX, 1997 - 2000


Other Professional Appointments:

Member, Editorial Board of Vikalpa, The Journal for Decision Makers

Member, Editorial Advisory Board of Journal of Agribusiness in Emerging Economies


Corporate / Public Sector Leadership:

Independent Director, Nabard Financial Services Limited

Trustee, Pratham Books

Independent Director, NDDB Dairy Services


Significant Publications:


- Beyond Micro-Credit: Putting Development Back into Microfinance (With Thomas Fisher), New Delhi: Vistaar Publications, 2002.
- Flow of Credit to Small and Marginal Farmers (With Samar Datta) Oxford and IBH Publishers New Delhi, 2006.
- Perspectives on Flow of Credit to Small and Marginal Farmers [With Samar Datta] Allied Publishers New Delhi, 2012.



Slum Types and Adaptation Strategies: Identifying Policy-Relevant Differences in Bangalore Forthcoming in Environment and Urbanisation.
-Too Big to Fail versus Too Small to be Counted [2012]: Published in Financial Sector Regulation for Growth, Equity and Stability. BIS Papers No 62. Geneva: Bank for International Settlements.
- Commercialisation of Microfinance in India: A Discussion on the Emperor's Apparel, Economic and Political Weekly, Vol XLV, No.24. June 12, 2010.
- Identity for Inclusion: Moving beyond Aadhar Forthcoming in Economic and Political Weekly XLIX, No.28, July 12, 2014. Pp.148-154.​