Research Areas:

Financial Inclusion, Microfinance, Co-operatives, Livelihoods and Urban Poverty

Recent Consulting:

Design and approach for Financial Inclusion module of the National Rural Livelihoods Mission

Enhancing Financial Services Access to SHG Women: Institutional and Policy Options: Project for Government of AP

Improving Programme Effectiveness: A Case Study of Micro, Small and Medium Enterprises Financing and Development Project

Current Projects:

Living in Bangalore Slums: Understanding dynamics of migration and mobility

Pathways to Prosperity: Analysing financial behaviour of poor urban households

Academic Positions:

IIM Bangalore: Visiting Faculty, 2012 - Present

Distinguished Fellow, Institute for Development of Research in Banking Technology, 2011 - Present

ICICI Bank Lalita D Gupte Chair Professor of Microfinance, IIM Ahmedabad, 2009 - 2010

Professor, IIM Ahmedabad, 2005 - 2009

Other Positions:

Vice President (Finance and Information), BASIX, 1997 - 2000

Other Professional Appointments:

Member, Editorial Board of Vikalpa, The Journal for Decision Makers

Member, Editorial Advisory Board of Journal of Agribusiness in Emerging Economies

Corporate / Public Sector Leadership:

Independent Director, Nabard Financial Services Limited

Trustee, Pratham Books

Member, Board of Governors of Institute of Rural Management Anand

Significant Publications:

Books:

- Beyond Micro-Credit: Putting Development Back into Microfinance (With Thomas Fisher), New Delhi: Vistaar Publications, 2002.
- Flow of Credit to Small and Marginal Farmers (With Samar Datta) Oxford and IBH Publishers New Delhi, 2006.
- Perspectives on Flow of Credit to Small and Marginal Farmers [With Samar Datta] Allied Publishers New Delhi, 2012.

Papers:

- Too Big to Fail versus Too Small to be Counted [2012]: Published in Financial Sector Regulation for Growth, Equity and Stability. BIS Papers No 62. Geneva: Bank for International Settlements.
- Commercialisation of Microfinance in India: A Discussion on the Emperor's Apparel, Economic and Political Weekly, Vol XLV, No.24. June 12, 2010.